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When you run warehouses and logistics, you’re faced with a lot of moving parts. That’s where warehousing and logistics insurance comes in.

Protection for your expensive and necessary equipment.

Your business relies on the equipment you use to keep running. From conveyor belts and forklifts to sorters and more, if even one part of your process breaks down or malfunctions, your business could face many unexpected costs. Equipment breakdown insurance as part of your comprehensive warehousing and logistics insurance coverage can help cover repair and replacement costs—and sometimes the costs of damaged goods—so you can be back up and running in no time.

What happens if you or a contingent business shuts down?

Warehousing and logistics involve a lot of fine-tuned processes, not only within your business but with the contingent businesses you rely on. If you or a contingent business is forced to shut down or relocate due to a covered peril, you could face significant financial losses during that downtime. When putting together your warehousing and logistics insurance plan, investing in business interruption insurance and contingent business interruption insurance may help keep you protected from unexpected and covered perils. Here are the different types of warehouses that may benefit from this type of policy:

  • Automated Warehouse
  • Bonded Warehouse
  • Cooperative Warehouse
  • Distribution Center
  • Fulfillment Center
  • Government Warehouse
  • Private Warehouse
  • Public Warehouse
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Workers’ compensation insurance

There is room for error everywhere.

As mentioned before, your warehousing and logistics business relies on well-planned operations. From tracking inventory to processing shipments, there is a lot of room for error in your business. For example, a delay in a shipment could result in a breach of contract. What happens then when you are held liable? Errors and omissions liability insurance (E&O) offers coverage to help with the costs of legal defenses and paying damages resulting from E&O claims, making E&O coverage an important part of your warehousing and logistics insurance policy.

Don’t forget the standard business coverages.

There are some business insurance products you’ll likely want to consider, regardless of your industry. Commercial umbrella insurance offers protection beyond the limits of some of your other policies. Commercial property insurance can help protect the property your business owns or leases, including buildings, inventory, equipment, and more. A cyber liability insurance policy offers protection against the financial losses associated with data breaches.

If you are in need of warehousing and logistics insurance coverage, contact us to discuss your options.

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