Founded on the principles that we put our clients and their employees first.
At BSB we take an organizational wellbeing approach looking at your most important assets, your people. BSB wants to help make you the top employer of choice that people want to be at. It starts with first attracting talent and then begins the challenge of retaining your top talent. Let BSB help you navigate through the complexities of health benefits and choose the best plan designs that fit the needs of your employees.
Benjamin Horowitz
CEO BSB CONSULTANTS
- Benjamin Horowitz is a highly accomplished executive with over 15 years of experience in Benefits, HR, and Payroll Consulting. As the CEO and founder of BSB Consultants, Benjamin has cultivated a reputation for delivering strategic, innovative, and tailored employee benefits solutions. His expertise spans across various industries, with an emphasis on optimizing benefits programs to align with organizational goals, increase employee engagement, and drive business performance.
- Prior to establishing BSB Consultants, Benjamin gained extensive experience at several of the largest and most respected firms in the U.S., including Gallagher, Mercer, and ADP. His work with these global leaders in human capital management provided him with invaluable insights into the complexities of employee benefits strategy, cost containment, risk management, and talent retention. This background enabled him to develop a comprehensive approach that addresses the full spectrum of challenges facing businesses in today’s competitive environment.
- At BSB, Benjamin leads a team that specializes in helping companies craft customized benefits programs that not only attract and retain top-tier talent but also contribute to long-term profitability and organizational growth. His approach combines deep industry knowledge with cutting-edge technology platforms, enabling BSB to deliver unparalleled service and efficiency to clients. Benjamin is committed to staying at the forefront of employee benefits trends and best practices, ensuring that his clients receive the most effective and up-to-date solutions.
- A passionate advocate for investing in employee well-being, Benjamin firmly believes that businesses that prioritize their employees’ health, financial security, and career development will ultimately see gains in productivity, morale, and profitability. His strategic guidance as a trusted advisor and benefit strategist has helped numerous organizations improve their benefits offerings while reducing costs and mitigating risks.
- Beyond his work at BSB, Benjamin has made significant contributions to the broader business and financial communities. He is the Past Chapter President of the Financial Executives International (FEI) Chapter on Long Island, where he played a key role in fostering collaboration and professional development among finance leaders. Additionally, Benjamin was actively involved with the Association for Corporate Growth (ACG), serving as an Ambassador and Forward Committee member with the NYC Chapter.
- Benjamin’s commitment to excellence, coupled with his extensive industry experience, has solidified his standing as a thought leader in the benefits and human capital management space. He continues to be a sought-after advisor for organizations looking to enhance their benefits strategies and improve their overall business outcomes.
Stella Horowitz
Chief Client Success Officer & Co-Founder
- Stella Horowitz brings a wealth of expertise to BSB Consultants, with an extensive career in client service across multiple industries, including automotive and veterinary sectors. Her diverse background has equipped her with deep insights into understanding the key drivers behind both individual and organizational decision-making. At BSB, Stella is dedicated to ensuring client satisfaction by consistently delivering exceptional service and tailored solutions that meet and exceed expectations.
Heather Reynolds
Chief Compliance and Administrative Officer
- Heather Reynolds is an invaluable addition to the BSB Consultants family, bringing over three decades of extensive experience in group benefits, compliance, and legal matters. As a seasoned attorney, Heather plays a critical role in providing expert consultation and guidance to BSB’s clients, advising them on a wide range of statutory and regulatory issues. Her deep understanding of complex legal frameworks and industry regulations allows her to offer tailored solutions that ensure compliance and mitigate risk. Heather's legal acumen, combined with her vast knowledge of group benefits, strengthens BSB’s commitment to delivering trusted, high-quality advisory services. Her dedication to excellence makes her a cornerstone of the service team, helping clients navigate the ever-evolving landscape of employee benefits and compliance with confidence.
Alexandra Satine
COO/CFO
- As the Chief Operating Officer and Chief Financial Officer of BSB Consultants, Alex brings over a decade of expertise in both operational management and financial strategy. Her extensive experience spans a variety of industries, where she has consistently demonstrated strong leadership in optimizing business processes, improving financial performance, and driving operational efficiency. Prior to joining BSB Consultants, Alex and Benjamin had already established a longstanding professional relationship, having worked together closely in previous ventures. This enduring partnership has been instrumental in shaping the strategic direction of BSB Consultants and ensuring the seamless integration of operations and finance within the firm. Alex’s commitment to operational excellence and financial stewardship continues to play a pivotal role in the company's growth and success.
John Kobi
Vice President
- John brings over three decades of deep expertise in the employee benefits landscape, with an extensive background on the carrier side of the business. His comprehensive industry knowledge and leadership experience play a critical role in positioning BSB Consultants as a market leader and innovator within the benefits sector.
- Throughout his distinguished career, John has held prominent leadership roles in some of the largest health carriers in the nation. He served as Director of Commercial Account Management at Emblem Health, where he oversaw large group management and strategy execution. Prior to that, he held the position of Vice President of Sales at Aetna, where he played an integral role in expanding market share and building strong client relationships. Additionally, John has held a variety of other strategic roles within the group health benefits space, further solidifying his expertise in the field.
- At BSB Consultants, John is instrumental in driving strategic benefit plan reviews, fostering strong carrier relationships, and providing invaluable guidance to ensure the highest level of service and results for clients. His leadership, coupled with his vast industry experience, continues to be a cornerstone of BSB's ability to deliver innovative, client-focused solutions in an ever-evolving market.
Andrew Loberg
Area Vice President
- At BSB Consultants, Andrew serves as the Area Vice President, utilizing his expertise in Employee Benefits and Human Capital Management to navigate clients through compliance complexities and strategic planning. He integrates advanced HRIS technology, HR support tools, and benefits administration platforms to develop comprehensive strategies that enhance employee engagement and retention. This involves close collaboration with C-level executives and HR professionals to streamline open enrollment, improve employee education, and create tailored financial strategies that reduce benefit premiums.
- Andrew joined BSB Consultants in June of 2024, bringing valuable experience from other employee benefits firms, as well as Automatic Data Processing Inc. (ADP). He specializes in assisting small to mid-sized organizations with PEO evaluations, open-market benefit strategies, HRIS vendor due diligence, and ongoing administrative support.
- He believes in the importance of working with a consultant who provides continuous educational updates on talent market trends, legislative changes, and healthcare accessibility. As an Employee Benefits Consultant, Andrew equips clients with the tools, resources, and technologies needed to build and maintain a robust HR infrastructure.
Jake Berardo
Service Team Lead
- Jake serves as the Service Lead for BSB Consultants, where he oversees client relations and ensures the seamless delivery of benefits services. With extensive experience in the benefits service space, Jake has developed a deep understanding of the industry and built strong relationships with carriers across the market. His expertise in navigating complex issues ensures that client needs are met with timely, accurate, and efficient solutions.
- Over the years, Jake has cultivated a reputation for consistently delivering exceptional service, often exceeding client expectations. His proactive approach and commitment to excellence have earned him the trust and loyalty of clients, making him an invaluable asset to the BSB team. Whether resolving intricate service issues or facilitating smooth day-to-day operations, Jake's dedication and industry knowledge contribute significantly to BSB's ongoing success.
Thomas Trento
Service Team
- Thomas plays an integral role as a member of the BSB Consultants service team, bringing with him a wealth of experience from his background in operations. His comprehensive understanding of operational processes enables him to streamline service delivery, optimize workflows, and ensure that client needs are met efficiently and effectively. Thomas's ability to anticipate challenges and implement solutions quickly makes him a valuable asset to both the team and clients alike. His dedication to operational excellence contributes significantly to the overall success of BSB Consultants, reinforcing the organization's reputation for outstanding client service and innovation in the benefits consulting industry.
Michelle Handler
Customer Success and Account Manager
- Michelle brings nearly a decade of experience in Compliance, Human Resources, and Account Management to her role at BSB Consultants. Currently overseeing the ancillary department, Michelle is responsible for managing a wide range of services that enhance client offerings and ensure seamless integration of benefits. Her deep expertise, combined with her passion for excellence, makes her a pivotal figure within the organization. Michelle’s comprehensive knowledge of compliance regulations and HR strategies, coupled with her commitment to client satisfaction, allows her to drive innovation and deliver high-impact results. Her leadership in the ancillary department strengthens BSB Consultants’ ability to provide a full spectrum of benefits solutions to its clients.
Maja Banach
Account Executive
- Maja is a key member of the business development department at BSB Consultants, where she plays a crucial role in driving the organization’s growth and expansion. With a strong focus on identifying new opportunities, Maja works closely with the leadership team to develop and implement strategic initiatives that enhance the company's market presence. Her efforts are instrumental in building and maintaining relationships with prospective clients and partners, as well as supporting the continued success of BSB Consultants. Maja's dedication to fostering growth aligns with the organization's commitment to staying at the forefront of the industry.
